/* ============================================
   Grace Capital Management — Main Stylesheet
   Navy (#1a2b3c) & Gold (#d4af37) palette
   Avenue5 Residential-Inspired Redesign
   ============================================ */

:root {
  --navy: #1a2b3c;
  --navy-dark: #0f1a26;
  --navy-light: #2a3f54;
  --navy-lighter: #3a526b;
  --gold: #d4af37;
  --gold-light: #e6c65a;
  --gold-dark: #b8941e;
  --gold-subtle: #f8f3e3;
  --white: #ffffff;
  --off-white: #f8f9fa;
  --gray-50: #f9fafb;
  --gray-100: #f3f4f6;
  --gray-200: #e5e7eb;
  --gray-300: #d1d5db;
  --gray-400: #9ca3af;
  --gray-500: #6b7280;
  --gray-600: #4b5563;
  --gray-700: #374151;
  --gray-800: #1f2937;
  --text: #1f2937;
  --text-light: #6b7280;
  --text-muted: #9ca3af;
  --font-heading: 'Georgia', 'Times New Roman', serif;
  --font-body: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
  --shadow-sm: 0 1px 2px rgba(0,0,0,0.05);
  --shadow: 0 1px 3px rgba(0,0,0,0.1), 0 1px 2px rgba(0,0,0,0.06);
  --shadow-md: 0 4px 6px -1px rgba(0,0,0,0.1), 0 2px 4px -1px rgba(0,0,0,0.06);
  --shadow-lg: 0 10px 15px -3px rgba(0,0,0,0.1), 0 4px 6px -2px rgba(0,0,0,0.05);
  --shadow-xl: 0 20px 25px -5px rgba(0,0,0,0.1), 0 10px 10px -5px rgba(0,0,0,0.04);
  --radius: 8px;
  --radius-lg: 12px;
  --transition: 0.3s ease;
}

/* Reset & Base */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-body);
  color: var(--text);
  line-height: 1.7;
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  color: var(--navy);
  line-height: 1.2;
  font-weight: 700;
}

h1 { font-size: clamp(2.5rem, 5vw, 4.5rem); }
h2 { font-size: clamp(1.8rem, 3.5vw, 3rem); }
h3 { font-size: clamp(1.25rem, 2.5vw, 1.75rem); }
h4 { font-size: 1.25rem; }

p { margin-bottom: 1rem; }

a {
  color: var(--gold-dark);
  text-decoration: none;
  transition: color var(--transition);
}
a:hover { color: var(--gold); }

img { max-width: 100%; height: auto; display: block; }

.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 1.5rem;
}

/* ============ HEADER / NAV (Avenue5 Minimal Style) ============ */
.site-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: transparent;
  transition: background 0.4s ease, box-shadow 0.4s ease;
}

.site-header.header-scrolled {
  background: rgba(15, 26, 38, 0.97);
  backdrop-filter: blur(12px);
  box-shadow: 0 2px 20px rgba(0,0,0,0.3);
}

.nav-container {
  max-width: 1400px;
  margin: 0 auto;
  padding: 0 2rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 80px;
}

.logo {
  display: flex;
  align-items: center;
  text-decoration: none;
  z-index: 1001;
}

.nav-right {
  display: flex;
  align-items: center;
  gap: 1.5rem;
}

.nav-ctas {
  display: flex;
  align-items: center;
  gap: 0.25rem;
  list-style: none;
}

.nav-ctas li a {
  color: rgba(255,255,255,0.85);
  font-size: 0.9rem;
  font-weight: 500;
  padding: 0.5rem 1rem;
  border-radius: var(--radius);
  transition: all var(--transition);
  text-decoration: none;
  position: relative;
}

.nav-ctas li a::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 50%;
  width: 0;
  height: 2px;
  background: var(--gold);
  transition: width 0.3s ease, left 0.3s ease;
}

.nav-ctas li a:hover::after {
  width: 80%;
  left: 10%;
}

.nav-ctas li a:hover {
  color: var(--white);
}

.nav-ctas li a.btn-gold {
  background: var(--gold);
  color: var(--navy-dark) !important;
  padding: 0.6rem 1.5rem !important;
  font-weight: 600;
  border-radius: var(--radius);
}

.nav-ctas li a.btn-gold::after { display: none; }

.nav-ctas li a.btn-gold:hover {
  background: var(--gold-light);
  transform: translateY(-1px);
}

/* Mega Menu Toggle (Hamburger) */
.mega-toggle {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
  color: var(--white);
  z-index: 1001;
}

.mega-label {
  font-size: 0.8rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
}

.mega-icon {
  display: flex;
  flex-direction: column;
  gap: 5px;
  width: 26px;
}

.mega-icon span {
  display: block;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: all 0.3s ease;
}

.mega-icon span:nth-child(1) { width: 26px; }
.mega-icon span:nth-child(2) { width: 20px; }
.mega-icon span:nth-child(3) { width: 14px; }

.mega-toggle:hover .mega-icon span { width: 26px; }

/* ============ MEGA MENU (Full-Screen Slide-In) ============ */
.mega-menu {
  position: fixed;
  top: 0;
  right: 0;
  bottom: 0;
  width: 100%;
  z-index: 10000;
  pointer-events: none;
  visibility: hidden;
}

.mega-menu::before {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(0,0,0,0.6);
  opacity: 0;
  transition: opacity 0.4s ease;
}

.mega-menu.open {
  pointer-events: auto;
  visibility: visible;
}

.mega-menu.open::before {
  opacity: 1;
}

.mega-menu-inner {
  position: absolute;
  top: 0;
  right: 0;
  bottom: 0;
  width: min(300px, 75vw) !important;
  max-width: 300px !important;
  background: var(--navy-dark);
  padding: 4rem 2rem 2rem;
  transform: translateX(100%);
  transition: transform 0.5s cubic-bezier(0.16, 1, 0.3, 1);
  overflow-y: auto;
}

.mega-menu.open .mega-menu-inner {
  transform: translateX(0);
}

.mega-close {
  position: absolute;
  top: 1.5rem;
  right: 2rem;
  background: none;
  border: none;
  color: rgba(255,255,255,0.6);
  font-size: 2.5rem;
  cursor: pointer;
  line-height: 1;
  transition: color 0.2s;
  font-weight: 300;
}

.mega-close:hover {
  color: var(--gold);
}

.mega-columns {
  display: flex;
  flex-direction: column;
  gap: 2rem;
}

.mega-col .mega-col-heading {
  color: var(--gold);
  font-family: var(--font-body);
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.15em;
  margin-bottom: 1.25rem;
}

.mega-col ul {
  list-style: none;
}

.mega-col li {
  margin-bottom: 0.75rem;
}

.mega-col a {
  color: rgba(255,255,255,0.7);
  font-size: 1.05rem;
  font-weight: 500;
  transition: all 0.2s;
  display: inline-block;
  position: relative;
}

.mega-col a::after {
  content: '';
  position: absolute;
  bottom: -2px;
  left: 0;
  width: 0;
  height: 1px;
  background: var(--gold);
  transition: width 0.3s ease;
}

.mega-col a:hover {
  color: var(--white);
}

.mega-col a:hover::after {
  width: 100%;
}

.mega-contact p {
  color: rgba(255,255,255,0.6);
  font-size: 1rem;
  margin-bottom: 0.5rem;
}

.mega-contact a {
  color: var(--gold);
  font-size: 1rem;
}

/* ============ BUTTONS ============ */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.85rem 2rem;
  border-radius: var(--radius);
  font-weight: 600;
  font-size: 0.95rem;
  cursor: pointer;
  transition: all var(--transition);
  border: none;
  text-decoration: none;
  font-family: var(--font-body);
}

.btn-primary {
  background: var(--gold);
  color: var(--navy-dark);
}

.btn-primary:hover {
  background: var(--gold-light);
  color: var(--navy-dark);
  transform: translateY(-2px);
  box-shadow: 0 8px 25px rgba(212, 175, 55, 0.3);
}

.btn-outline {
  background: transparent;
  color: var(--white);
  border: 2px solid rgba(255,255,255,0.4);
}

.btn-outline:hover {
  border-color: var(--gold);
  color: var(--gold);
  transform: translateY(-2px);
}

.btn-navy {
  background: var(--navy);
  color: var(--white);
}

.btn-navy:hover {
  background: var(--navy-light);
  color: var(--white);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-lg {
  padding: 1rem 2.5rem;
  font-size: 1.05rem;
}

/* ============ FULL-SCREEN HERO (Avenue5 Style) ============ */
.hero-fullscreen {
  position: relative;
  height: 100vh;
  min-height: 700px;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

.hero-bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  transform: scale(1.1);
  z-index: 0;
}

.hero-video {
  position: absolute;
  top: 50%;
  left: 50%;
  min-width: 100%;
  min-height: 100%;
  width: auto;
  height: auto;
  transform: translate(-50%, -50%);
  object-fit: cover;
  z-index: 0;
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background: rgba(10, 18, 30, 0.55);
  z-index: 1;
}

.hero-fullscreen-content {
  position: relative;
  z-index: 2;
  text-align: center;
  max-width: 900px;
  padding: 0 2rem;
}

.hero-fullscreen-content .hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(212, 175, 55, 0.15);
  border: 1px solid rgba(212, 175, 55, 0.3);
  color: var(--gold);
  padding: 0.4rem 1.25rem;
  border-radius: 50px;
  font-size: 0.85rem;
  font-weight: 500;
  margin-bottom: 2rem;
  backdrop-filter: blur(8px);
}

.hero-fullscreen-content h1 {
  color: var(--white);
  font-size: clamp(2.5rem, 6vw, 5rem);
  margin-bottom: 0;
  line-height: 1.1;
}

.hero-fullscreen-content .hero-accent {
  color: var(--gold);
  font-size: clamp(2rem, 4.5vw, 3.5rem);
  font-family: var(--font-heading);
  font-weight: 700;
  margin-bottom: 1.5rem;
  line-height: 1.2;
}

.hero-fullscreen-content .hero-accent .accent {
  color: var(--gold);
}

.hero-fullscreen-content .hero-text {
  color: rgba(255,255,255,0.8);
  font-size: 1.15rem;
  line-height: 1.8;
  margin-bottom: 2.5rem;
  max-width: 650px;
  margin-left: auto;
  margin-right: auto;
}

.hero-fullscreen-content .hero-buttons {
  display: flex;
  gap: 1rem;
  justify-content: center;
  flex-wrap: wrap;
}

/* Hero Stats Bar (bottom of hero) */
.hero-stats-bar {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 2;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  background: rgba(15, 26, 38, 0.85);
  backdrop-filter: blur(12px);
  border-top: 1px solid rgba(212, 175, 55, 0.2);
}

.hero-stats-bar .hero-stat {
  padding: 1.5rem 1rem;
  text-align: center;
  border-right: 1px solid rgba(255,255,255,0.08);
}

.hero-stats-bar .hero-stat:last-child {
  border-right: none;
}

.hero-stat-number {
  font-family: var(--font-heading);
  font-size: 1.75rem;
  font-weight: 700;
  color: var(--gold);
  display: block;
  line-height: 1;
  margin-bottom: 0.35rem;
}

.hero-stat-label {
  color: rgba(255,255,255,0.6);
  font-size: 0.8rem;
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

/* Scroll Indicator */
.scroll-indicator {
  position: absolute !important;
  bottom: 35px !important;
  left: 50% !important;
  right: auto !important;
  transform: translateX(-50%) !important;
  z-index: 10;
  display: flex !important;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  cursor: pointer;
  opacity: 0.85;
  transition: opacity 0.4s ease;
  text-decoration: none;
  margin: 0 !important;
  padding: 0;
  float: none !important;
  align-self: auto !important;
}

.scroll-indicator:hover {
  opacity: 1;
}

.scroll-indicator span {
  color: #ffffff;
  font-family: 'Inter', Arial, Helvetica, sans-serif;
  font-size: 12px;
  text-transform: uppercase;
  letter-spacing: 3px;
  font-weight: 300;
}

.scroll-arrow {
  width: 14px;
  height: 14px;
  border-right: 2px solid #d4af37;
  border-bottom: 2px solid #d4af37;
  transform: rotate(45deg);
  animation: scrollBounce 2s ease-in-out infinite;
}

@keyframes scrollBounce {
  0%, 100% { transform: rotate(45deg) translateY(0); }
  50% { transform: rotate(45deg) translateY(8px); }
}

/* ============ LEGACY HERO (for non-homepage pages) ============ */
.hero {
  position: relative;
  min-height: 85vh;
  display: flex;
  align-items: center;
  background: linear-gradient(rgba(10,20,35,0.7), rgba(10,20,35,0.85)), url('/images/generated/hero-bg.jpg') center/cover no-repeat;
  overflow: hidden;
  padding-top: 80px;
}

.hero::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  height: 120px;
  background: linear-gradient(transparent, var(--white));
}

.hero-content {
  position: relative;
  z-index: 1;
  max-width: 1200px;
  margin: 0 auto;
  padding: 4rem 1.5rem;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(212, 175, 55, 0.15);
  border: 1px solid rgba(212, 175, 55, 0.3);
  color: var(--gold);
  padding: 0.4rem 1rem;
  border-radius: 50px;
  font-size: 0.85rem;
  font-weight: 500;
  margin-bottom: 1.5rem;
}

.hero h1 {
  color: var(--white);
  margin-bottom: 1.5rem;
  font-size: clamp(2.25rem, 4.5vw, 3.5rem);
}

.hero h1 span {
  color: var(--gold);
}

.hero-text {
  color: rgba(255,255,255,0.8);
  font-size: 1.15rem;
  line-height: 1.8;
  margin-bottom: 2rem;
  max-width: 540px;
}

.hero-buttons {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

.hero-stats {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.5rem;
}

.hero-stat {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
  text-align: center;
  backdrop-filter: blur(10px);
}

/* ============ SECTIONS ============ */
.section {
  padding: 6rem 0;
  position: relative;
}

.section-alt {
  background: var(--gray-50);
}

.section-navy {
  background: var(--navy);
  color: var(--white);
}

.section-navy h2,
.section-navy h3,
.section-navy h4 {
  color: var(--white);
}

/* Diagonal Section Dividers */
.section-diagonal {
  clip-path: polygon(0 4vw, 100% 0, 100% calc(100% - 4vw), 0 100%);
  padding-top: calc(6rem + 4vw);
  padding-bottom: calc(6rem + 4vw);
}

.section-angled-top {
  position: relative;
}

.section-angled-top::before {
  content: '';
  position: absolute;
  top: -4vw;
  left: 0;
  right: 0;
  height: 4vw;
  background: inherit;
  clip-path: polygon(0 100%, 100% 0, 100% 100%);
}

.section-header {
  text-align: center;
  max-width: 700px;
  margin: 0 auto 4rem;
}

.section-header .overline {
  display: block;
  color: var(--gold);
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  margin-bottom: 0.75rem;
}

.section-header h2 {
  margin-bottom: 1rem;
}

.section-header p {
  color: var(--text-light);
  font-size: 1.1rem;
  line-height: 1.75;
}

/* ============ SCROLL ANIMATIONS ============ */
.fade-up {
  opacity: 0;
  transform: translateY(40px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}

.fade-up.visible {
  opacity: 1;
  transform: translateY(0);
}

.fade-section {
  opacity: 1;
}

.fade-section .section-header {
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.fade-section.visible .section-header {
  opacity: 1;
  transform: translateY(0);
}

/* Stagger animations for grids */
.fade-section.visible .fade-up:nth-child(1) { transition-delay: 0s; }
.fade-section.visible .fade-up:nth-child(2) { transition-delay: 0.1s; }
.fade-section.visible .fade-up:nth-child(3) { transition-delay: 0.2s; }
.fade-section.visible .fade-up:nth-child(4) { transition-delay: 0.3s; }
.fade-section.visible .fade-up:nth-child(5) { transition-delay: 0.4s; }
.fade-section.visible .fade-up:nth-child(6) { transition-delay: 0.5s; }
.fade-section.visible .fade-up:nth-child(7) { transition-delay: 0.6s; }

/* ============ THREE-CARD FEATURE SECTION ============ */
.feature-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
  margin-top: 3rem;
}

.feature-card {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  height: 400px;
  transform: rotate(-1deg);
  transition: transform 0.4s ease, box-shadow 0.4s ease;
  cursor: pointer;
}

.feature-card:nth-child(2) { transform: rotate(0.5deg); }
.feature-card:nth-child(3) { transform: rotate(-0.5deg); }

.feature-card:hover {
  transform: rotate(0) translateY(-8px);
  box-shadow: 0 20px 50px rgba(0,0,0,0.3);
}

.feature-card img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.5s ease;
}

.feature-card:hover img {
  transform: scale(1.05);
}

.feature-card-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(15, 26, 38, 0.9) 0%, rgba(26, 43, 60, 0.4) 100%);
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  padding: 2rem;
}

.feature-card-overlay h3 {
  color: var(--white);
  font-size: 1.5rem;
  margin-bottom: 0.5rem;
}

.feature-card-overlay .feature-link {
  color: var(--gold);
  font-weight: 600;
  font-size: 0.95rem;
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
}

.feature-card-overlay .feature-link::after {
  content: '→';
  transition: transform 0.3s ease;
}

.feature-card:hover .feature-link::after {
  transform: translateX(5px);
}

/* ============ "MORE" TYPOGRAPHY SECTION ============ */
.more-section {
  padding: 8rem 0;
  text-align: center;
}

.more-heading {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 4vw, 3.5rem);
  color: var(--navy);
  line-height: 1.5;
  max-width: 700px;
  margin: 0 auto;
}

.more-heading .accent {
  color: var(--gold);
}

/* ============ SERVICE CARDS ============ */
.services-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.75rem;
}

.section-navy .service-card {
  background: rgba(255,255,255,0.05);
  border-color: rgba(255,255,255,0.1);
}

.section-navy .service-card h3 {
  color: var(--white);
}

.section-navy .service-card p {
  color: rgba(255,255,255,0.65);
}

.section-navy .service-card:hover {
  background: rgba(255,255,255,0.08);
  border-color: var(--gold);
}

.service-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 2rem;
  border: 1px solid var(--gray-200);
  transition: all 0.4s ease;
  position: relative;
  overflow: hidden;
  cursor: pointer;
  text-decoration: none;
  color: inherit;
  display: block;
}

a.service-card:hover { color: inherit; }

.service-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--gold);
  transform: scaleX(0);
  transition: transform var(--transition);
}

.service-card:hover {
  border-color: var(--gold);
  box-shadow: var(--shadow-lg);
  transform: translateY(-6px);
}

.service-card:hover::before {
  transform: scaleX(1);
}

.service-icon {
  width: 52px;
  height: 52px;
  border-radius: var(--radius);
  background: var(--gold-subtle);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1.25rem;
  font-size: 1.5rem;
}

.section-navy .service-icon {
  background: rgba(212, 175, 55, 0.15);
}

.service-card h3 {
  font-size: 1.2rem;
  margin-bottom: 0.75rem;
}

.service-card p {
  color: var(--text-light);
  font-size: 0.95rem;
  line-height: 1.65;
  margin-bottom: 1rem;
}

.service-card .learn-more,
.learn-more {
  color: var(--gold-dark);
  font-weight: 500;
  font-size: 0.95rem;
  display: inline-block;
  text-decoration: none;
  border-bottom: 1px solid var(--gold-dark);
  padding-bottom: 4px;
  letter-spacing: 0.3px;
  transition: opacity var(--transition), border-color var(--transition);
}

.service-card .learn-more::after,
.learn-more::after {
  content: ' →';
  transition: transform var(--transition);
}

.service-card:hover .learn-more,
.learn-more:hover {
  opacity: 0.85;
  border-bottom-color: rgba(201, 169, 78, 0.5);
}

/* ============ TRUST SECTION ============ */
.trust-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
  text-align: center;
}

.trust-item {
  padding: 1.5rem;
}

.trust-icon {
  font-size: 2.5rem;
  margin-bottom: 1rem;
}

.trust-item h4 {
  margin-bottom: 0.5rem;
  font-size: 1.05rem;
}

.trust-item p {
  color: var(--text-light);
  font-size: 0.9rem;
}

/* ============ CTA BANNER ============ */
.cta-banner {
  background: linear-gradient(rgba(10,20,35,0.8), rgba(10,20,35,0.85)), url('/images/generated/cta-banner.jpg') center/cover no-repeat;
  border-radius: var(--radius-lg);
  padding: 4rem;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.cta-banner::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 400px;
  height: 400px;
  border-radius: 50%;
  background: rgba(212, 175, 55, 0.08);
}

.cta-banner h2 {
  color: var(--white);
  margin-bottom: 1rem;
  position: relative;
}

.cta-banner p {
  color: rgba(255,255,255,0.7);
  font-size: 1.1rem;
  max-width: 600px;
  margin: 0 auto 2rem;
  position: relative;
}

/* ============ PAGE HERO ============ */
.page-hero {
  background: linear-gradient(135deg, var(--navy-dark) 0%, var(--navy) 100%);
  background-size: cover;
  background-position: center;
  padding: 10rem 0 5rem;
  text-align: center;
  position: relative;
  overflow: hidden;
  min-height: 50vh;
}

.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: rgba(10,20,35,0.7);
  pointer-events: none;
}

.page-hero > * {
  position: relative;
  z-index: 1;
}

.page-hero h1 {
  color: var(--white);
  margin-bottom: 1rem;
}

.page-hero p {
  color: rgba(255,255,255,0.7);
  font-size: 1.15rem;
  max-width: 600px;
  margin: 0 auto;
}

.page-hero .overline {
  display: block;
  color: var(--gold);
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  margin-bottom: 0.75rem;
}

/* Page-specific hero images — ONLY for pages WITHOUT video heroes */
/* Pages WITH video: wealth, 1031, investments, about, services, homepage — use background: none */
.page-hero-about       { background: none; } /* has video */
.page-hero-wealth      { background: none; } /* has video */
.page-hero-1031        { background: none; } /* has video */
.page-hero-investments { background: none; } /* has video */
.page-hero-idc         { background: none; } /* has video */
/* Pages WITHOUT video — keep fallback images */
.page-hero-contact     { background-image: url('/images/generated/contact.jpg'); }
.page-hero-resources   { background-image: url('/images/generated/resources.jpg'); }
.page-hero-tools       { background-image: url('/images/generated/tools-hero.jpg'); }
.page-hero-tools::before { background: rgba(10,20,35,0.45); }
.page-hero-oz          { background-image: url('/images/generated/opportunity-zones.jpg'); }
.page-hero-dev         { background-image: url('/images/generated/development-deals.jpg'); }
.page-hero-tlh         { background-image: url('/images/generated/tax-loss-harvest.jpg'); }
/* tools gradient removed — using image from line 1094 */

/* ============ PAGE CONTENT ============ */
.page-content {
  padding: 4rem 0;
}

.page-content .container {
  max-width: 900px;
}

.page-content h2 {
  margin-top: 2.5rem;
  margin-bottom: 1rem;
  padding-top: 1.5rem;
  border-top: 1px solid var(--gray-200);
}

.page-content h2:first-child {
  margin-top: 0;
  padding-top: 0;
  border-top: none;
}

.page-content h3 {
  margin-top: 2rem;
  margin-bottom: 0.75rem;
}

.page-content ul, .page-content ol {
  margin-bottom: 1.5rem;
  padding-left: 1.5rem;
}

.page-content li {
  margin-bottom: 0.5rem;
  line-height: 1.7;
}

/* ============ TEAM SECTION — Navy Cards with Oval Photos ============ */
.team-grid-avenue {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 2rem;
  margin: 3rem auto;
  max-width: 1100px;
}
.team-grid-avenue .team-card-avenue {
  width: calc(33.333% - 1.34rem);
}

.team-card-avenue {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow);
  transition: all 0.4s ease;
  display: grid;
  grid-template-rows: auto 1fr;
}

.team-card-avenue:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-xl);
}

.team-navy-card {
  background: var(--navy);
  color: #fff;
  padding: 2.5rem 2rem 2rem;
}

.team-photo-container {
  margin: 0 auto 1.5rem;
  width: 180px;
  height: 240px;
  border-radius: 50%;
  overflow: hidden;
  border: 3px solid #C9A94E;
  box-shadow: 0 8px 25px rgba(0,0,0,0.2), inset 0 0 10px rgba(0,0,0,0.1);
}

.team-photo-container img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center top;
  transition: transform 0.4s ease;
}

.team-card-avenue:hover .team-photo-container img {
  transform: scale(1.05);
}

.team-header-info {
  text-align: center;
  padding: 0 1rem;
}

.team-header-info h3 {
  font-size: clamp(1.2rem, 2vw, 1.4rem);
  margin: 0 0 0.25rem;
  color: #fff;
}

.team-title {
  color: var(--gold);
  font-weight: 600;
  font-size: 0.95rem;
  margin: 0 0 1rem;
  letter-spacing: 0.05em;
}

.team-contact {
  font-size: 0.9rem;
  color: rgba(255,255,255,0.85);
  margin: 0;
  text-align: center;
  font-family: 'Playfair Display', Georgia, serif;
}

.team-contact a {
  color: var(--gold-light);
  text-decoration: none;
}

.team-contact a:hover {
  color: #fff;
}

.team-bio-box {
  background: var(--white);
  padding: 1.75rem 2rem;
  border-top: 1px solid var(--gray-200);
  flex: 1;
}

.team-bio {
  color: var(--text);
  line-height: 1.7;
  font-size: 0.95rem;
  margin: 0 0 0.8rem 0;
  text-align: left;
  text-indent: 1.5em;
}
.team-bio:last-child {
  margin-bottom: 0;
}

/* Responsive */
@media (max-width: 1024px) {
  .team-grid-avenue {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 768px) {
  .team-grid-avenue {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
  .team-navy-card {
    padding: 2rem 1.5rem 1.5rem;
  }
  .team-photo-container {
    width: 160px;
    height: 210px;
  }
}

/* Legacy team grid */
.team-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 3rem;
  margin: 3rem 0;
}

.team-card {
  text-align: center;
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 2.5rem 2rem;
  border: 1px solid var(--gray-200);
  box-shadow: var(--shadow);
}

.team-title {
  color: var(--gold-dark);
  font-weight: 600;
  font-size: 0.95rem;
  margin-bottom: 1rem;
}

.team-card p {
  color: var(--text-light);
  font-size: 0.95rem;
}

/* Real team headshot photos */
.team-photo-img {
  width: 180px;
  height: 180px;
  border-radius: 50%;
  object-fit: cover;
  object-position: center 15%;
  margin: 0 auto 1.5rem;
  display: block;
  border: 4px solid var(--gold);
  box-shadow: 0 4px 20px rgba(26,43,60,0.25);
}

/* ============ SERVICES PAGE ============ */
.service-detail {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: center;
  padding: 3rem 0;
  border-bottom: 1px solid var(--gray-200);
}

.service-detail:last-child {
  border-bottom: none;
}

.service-detail.reverse {
  direction: rtl;
}

.service-detail.reverse > * {
  direction: ltr;
}

.service-detail-content h3 {
  margin-bottom: 1rem;
  display: flex;
  align-items: center;
  gap: 0.75rem;
}

.service-detail-content p {
  color: var(--text-light);
  line-height: 1.75;
}

.service-detail-visual {
  background: var(--gray-50);
  border-radius: var(--radius-lg);
  padding: 2rem;
  border: 1px solid var(--gray-200);
}

/* ============ TIMELINE ============ */
.timeline {
  position: relative;
  padding: 2rem 0;
}

.timeline::before {
  content: '';
  position: absolute;
  left: 50%;
  top: 0;
  bottom: 0;
  width: 3px;
  background: var(--gold);
  transform: translateX(-50%);
}

.timeline-item {
  display: flex;
  align-items: flex-start;
  margin-bottom: 2rem;
  position: relative;
}

.timeline-item:nth-child(odd) {
  padding-right: calc(50% + 2rem);
  text-align: right;
}

.timeline-item:nth-child(even) {
  padding-left: calc(50% + 2rem);
}

.timeline-dot {
  position: absolute;
  left: 50%;
  transform: translateX(-50%);
  width: 20px;
  height: 20px;
  border-radius: 50%;
  background: var(--gold);
  border: 3px solid var(--white);
  box-shadow: var(--shadow);
  z-index: 1;
}

.timeline-content {
  background: var(--white);
  border-radius: var(--radius);
  padding: 1.5rem;
  box-shadow: var(--shadow);
  border: 1px solid var(--gray-200);
}

.timeline-content h4 {
  color: var(--gold-dark);
  margin-bottom: 0.5rem;
}

.timeline-content p {
  color: var(--text-light);
  font-size: 0.95rem;
  margin-bottom: 0;
}

/* Simple timeline */
.timeline-simple {
  position: relative;
  padding-left: 2rem;
}

.timeline-simple::before {
  content: '';
  position: absolute;
  left: 8px;
  top: 0;
  bottom: 0;
  width: 3px;
  background: linear-gradient(to bottom, var(--gold), var(--gold-dark));
  border-radius: 2px;
}

.timeline-step {
  position: relative;
  padding: 0 0 2.5rem 2rem;
}

.timeline-step:last-child { padding-bottom: 0; }

.timeline-step::before {
  content: '';
  position: absolute;
  left: -1.5rem;
  top: 4px;
  width: 18px;
  height: 18px;
  border-radius: 50%;
  background: var(--gold);
  border: 3px solid var(--white);
  box-shadow: var(--shadow);
}

.timeline-step .step-label {
  display: inline-block;
  background: var(--gold-subtle);
  color: var(--gold-dark);
  font-size: 0.8rem;
  font-weight: 700;
  padding: 0.15rem 0.6rem;
  border-radius: 4px;
  margin-bottom: 0.4rem;
  letter-spacing: 0.03em;
}

.timeline-step h4 {
  font-size: 1.1rem;
  margin-bottom: 0.4rem;
}

.timeline-step p {
  color: var(--text-light);
  font-size: 0.95rem;
  margin-bottom: 0;
}

/* ============ FAQ ============ */
.faq-list { max-width: 800px; margin: 0 auto; }

.faq-item {
  border: 1px solid var(--gray-200);
  border-radius: var(--radius);
  margin-bottom: 0.75rem;
  overflow: hidden;
  background: var(--white);
}

.faq-question {
  width: 100%;
  background: none;
  border: none;
  padding: 1.25rem 1.5rem;
  text-align: left;
  cursor: pointer;
  font-family: var(--font-heading);
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--navy);
  display: flex;
  justify-content: space-between;
  align-items: center;
  transition: background var(--transition);
}

.faq-question:hover { background: var(--gray-50); }

.faq-question::after {
  content: '+';
  font-size: 1.5rem;
  color: var(--gold);
  font-weight: 300;
  transition: transform var(--transition);
  flex-shrink: 0;
  margin-left: 1rem;
}

.faq-item.active .faq-question::after { content: '−'; }

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease, padding 0.4s ease;
}

.faq-item.active .faq-answer { max-height: 500px; }

.faq-answer-inner {
  padding: 0 1.5rem 1.25rem;
  color: var(--text-light);
  line-height: 1.75;
}

/* ============ CONTACT ============ */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
}

.contact-form {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--gray-200);
}

.form-group { margin-bottom: 1.25rem; }

.form-group label {
  display: block;
  font-weight: 600;
  font-size: 0.9rem;
  margin-bottom: 0.4rem;
  color: var(--navy);
}

.form-group input,
.form-group textarea,
.form-group select {
  width: 100%;
  padding: 0.75rem 1rem;
  border: 1px solid var(--gray-300);
  border-radius: var(--radius);
  font-family: var(--font-body);
  font-size: 0.95rem;
  transition: border-color var(--transition), box-shadow var(--transition);
  background: var(--white);
}

.form-group input:focus,
.form-group textarea:focus,
.form-group select:focus {
  outline: none;
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(212, 175, 55, 0.15);
}

.form-group textarea { min-height: 140px; resize: vertical; }

.contact-info { padding: 1rem 0; }

.contact-info-item {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  margin-bottom: 2rem;
}

.contact-info-icon {
  width: 48px;
  height: 48px;
  border-radius: var(--radius);
  background: var(--gold-subtle);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  flex-shrink: 0;
}

.contact-info-item h4 { font-size: 1rem; margin-bottom: 0.25rem; }

.contact-info-item p {
  color: var(--text-light);
  font-size: 0.95rem;
  margin-bottom: 0;
}

.map-placeholder {
  background: var(--gray-100);
  border-radius: var(--radius-lg);
  height: 250px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--text-muted);
  border: 1px solid var(--gray-200);
  margin-top: 2rem;
}

.calendly-placeholder {
  background: var(--gray-50);
  border: 2px dashed var(--gray-300);
  border-radius: var(--radius-lg);
  padding: 3rem;
  text-align: center;
  color: var(--text-light);
  margin-top: 2rem;
}

/* ============ RESOURCES / BLOG ============ */
.resources-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.resource-card-v2 {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  min-height: 380px;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  text-decoration: none;
  color: inherit;
  cursor: pointer;
  transition: transform 0.4s ease, box-shadow 0.4s ease;
}

.resource-card-v2:hover {
  transform: translateY(-6px);
  box-shadow: 0 20px 50px rgba(0,0,0,0.25);
  color: inherit;
}

.resource-card-bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  transition: transform 0.5s ease;
  z-index: 0;
}

.resource-card-v2:hover .resource-card-bg {
  transform: scale(1.06);
}

.resource-card-overlay {
  position: relative;
  z-index: 1;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  height: 100%;
  background: linear-gradient(to top, rgba(10, 18, 30, 0.92) 0%, rgba(10, 18, 30, 0.6) 50%, rgba(10, 18, 30, 0.2) 100%);
  padding: 1.75rem;
}

.resource-icon-v2 {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 48px;
  height: 48px;
  background: rgba(212, 175, 55, 0.15);
  border: 1px solid rgba(212, 175, 55, 0.3);
  border-radius: 10px;
  backdrop-filter: blur(8px);
  flex-shrink: 0;
}

.resource-card-bottom {
  margin-top: auto;
}

.resource-meta-v2 {
  display: flex;
  gap: 1rem;
  font-size: 0.78rem;
  color: rgba(255,255,255,0.5);
  margin-bottom: 0.6rem;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  font-weight: 500;
}

.resource-card-v2 h3 {
  font-size: 1.35rem;
  color: var(--white);
  margin-bottom: 0.6rem;
  line-height: 1.3;
  font-family: var(--font-heading);
}

.resource-excerpt-v2 {
  color: rgba(255,255,255,0.65);
  font-size: 0.88rem;
  line-height: 1.6;
  margin-bottom: 1rem;
  display: -webkit-box;
  -webkit-line-clamp: 3;
  -webkit-box-orient: vertical;
  overflow: hidden;
}

.resource-read-more-v2 {
  color: var(--gold-dark);
  font-weight: 500;
  font-size: 0.9rem;
  display: inline-block;
  text-decoration: none;
  border-bottom: 1px solid var(--gold-dark);
  padding-bottom: 4px;
  letter-spacing: 0.3px;
  transition: opacity 0.3s ease, border-color 0.3s ease;
}

.resource-read-more-v2::after {
  content: ' →';
}

.resource-card-v2:hover .resource-read-more-v2 {
  opacity: 0.85;
  border-bottom-color: rgba(201, 169, 78, 0.5);
}

@media (max-width: 768px) {
  .resources-grid {
    grid-template-columns: 1fr;
  }
  .resource-card-v2 {
    min-height: 300px;
  }
}

/* ============ ARTICLE ============ */
.article-content {
  max-width: 780px;
  margin: 0 auto;
  padding: 3rem 1.5rem 5rem;
}

.article-content h2 { margin-top: 2.5rem; }

.article-content blockquote {
  border-left: 4px solid var(--gold);
  padding: 1rem 1.5rem;
  margin: 1.5rem 0;
  background: var(--gold-subtle);
  border-radius: 0 var(--radius) var(--radius) 0;
  font-style: italic;
  color: var(--navy);
}

/* ============ DISCLAIMER BOX ============ */
.disclaimer-box {
  background: var(--gold-subtle);
  border: 1px solid rgba(212, 175, 55, 0.3);
  border-radius: var(--radius);
  padding: 1.25rem 1.5rem;
  margin: 2rem 0;
  font-size: 0.85rem;
  color: var(--gray-600);
  line-height: 1.65;
}

.disclaimer-box strong { color: var(--navy); }

/* ============ FOOTER (Avenue5 Multi-Column) ============ */
.site-footer {
  background: var(--navy-dark);
  color: rgba(255,255,255,0.7);
}

.footer-main {
  padding: 5rem 0 4rem;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: 3rem;
}

.footer-logo {
  text-decoration: none;
  display: inline-flex;
  flex-direction: column;
  margin-bottom: 1rem;
}

.footer-desc {
  font-size: 0.9rem;
  line-height: 1.7;
  margin-bottom: 1.5rem;
}

.footer-social {
  display: flex;
  gap: 0.75rem;
  margin-top: 1rem;
}

.social-link {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: rgba(255,255,255,0.08);
  color: rgba(255,255,255,0.6);
  transition: all 0.3s ease;
}

.social-link:hover {
  background: var(--gold);
  color: var(--navy-dark);
}

.footer-contact-info p {
  margin-bottom: 0.25rem;
  font-size: 0.9rem;
}

.footer-contact-info a {
  color: var(--gold);
}

.footer-links h4 {
  color: var(--white);
  font-family: var(--font-body);
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: 1.25rem;
}

.footer-links ul {
  list-style: none;
}

.footer-links li {
  margin-bottom: 0.5rem;
}

.footer-links a {
  color: rgba(255,255,255,0.6);
  font-size: 0.9rem;
  transition: color var(--transition);
  text-decoration: none;
}

.footer-links a:hover {
  color: var(--gold);
}

.footer-team-list li {
  color: rgba(255,255,255,0.5);
  font-size: 0.85rem;
  margin-bottom: 0.4rem;
}

.footer-team-list li strong {
  color: rgba(255,255,255,0.7);
}

.license-list li {
  color: rgba(255,255,255,0.5);
  font-size: 0.85rem;
}

.footer-compliance {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding: 2rem 0;
}

.footer-compliance-inner {
  text-align: center;
}

.footer-licenses {
  display: flex;
  gap: 1.5rem;
  justify-content: center;
  margin-bottom: 1rem;
}

.footer-licenses span {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.4);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  font-weight: 600;
  padding: 0.25rem 0.75rem;
  border: 1px solid rgba(255,255,255,0.15);
  border-radius: 4px;
}

.footer-compliance p {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.4);
  line-height: 1.7;
  max-width: 900px;
  margin: 0 auto;
}

.footer-copy {
  margin-top: 0.75rem !important;
  color: rgba(255,255,255,0.3) !important;
}

/* ============ TESTIMONIAL ============ */
.testimonial-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 2.5rem;
  box-shadow: var(--shadow-md);
  max-width: 700px;
  margin: 0 auto;
  text-align: center;
  border: 1px solid var(--gray-200);
}

.testimonial-quote {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  color: var(--navy);
  font-style: italic;
  line-height: 1.7;
  margin-bottom: 1.5rem;
  position: relative;
}

.testimonial-quote::before {
  content: '"';
  font-size: 4rem;
  color: var(--gold);
  font-family: var(--font-heading);
  line-height: 1;
  display: block;
  margin-bottom: -0.5rem;
}

.testimonial-author { font-weight: 600; color: var(--navy); }
.testimonial-role { color: var(--text-light); font-size: 0.9rem; }

/* ============ INLINE CONTENT ============ */
.content-image {
  width: 100%;
  height: auto;
  border-radius: 12px;
  box-shadow: 0 8px 32px rgba(0,0,0,0.12);
  object-fit: cover;
}

.image-text-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: center;
  margin: 3rem 0;
}

.image-text-row.reverse .image-text-image { order: 2; }
.image-text-row.reverse .image-text-content { order: 1; }

.image-text-image img {
  width: 100%;
  height: 350px;
  object-fit: cover;
  border-radius: 12px;
  box-shadow: 0 8px 32px rgba(0,0,0,0.12);
}

.image-text-content h3 {
  font-size: 1.5rem;
  color: var(--navy);
  margin-bottom: 1rem;
}

.image-text-content p {
  color: var(--text-light);
  line-height: 1.8;
  font-size: 1.05rem;
}

/* Video Section */
.video-section {
  background: var(--navy);
  padding: 5rem 0;
}

.video-section .section-header h2 { color: #fff; }
.video-section .section-header p { color: rgba(255,255,255,0.7); }
.video-section .overline { color: var(--gold); }

.video-container {
  position: relative;
  width: 100%;
  max-width: 900px;
  margin: 0 auto;
  padding-bottom: 56.25%;
  height: 0;
  overflow: hidden;
  border-radius: 12px;
  box-shadow: 0 12px 48px rgba(0,0,0,0.3);
  border: 2px solid var(--gold);
}

.video-container iframe {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  border: 0;
}

/* Inline Photo Strip */
.inline-photo {
  position: relative;
  width: 100%;
  height: clamp(300px, 25vw, 500px);
  overflow: hidden;
  margin: 0;
}

.inline-photo img {
  width: 100%;
  height: 120%;
  object-fit: cover;
  display: block;
  transition: transform 0.1s linear;
}

.inline-photo::after {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: linear-gradient(to bottom, rgba(26,43,60,0.15), rgba(26,43,60,0.3));
  pointer-events: none;
}

.inline-photo-caption {
  position: absolute;
  bottom: 1.5rem;
  left: 50%;
  transform: translateX(-50%);
  color: #fff;
  font-size: 1.1rem;
  font-weight: 500;
  text-shadow: 0 2px 8px rgba(0,0,0,0.5);
  z-index: 1;
  white-space: nowrap;
}

/* About Story Image */
.story-image-wrapper {
  margin: 2.5rem 0;
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 8px 32px rgba(0,0,0,0.12);
}

.story-image-wrapper img {
  width: 100%;
  height: 280px;
  object-fit: cover;
  display: block;
}

/* CTA with Image */
.cta-image-section {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  align-items: stretch;
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 8px 32px rgba(0,0,0,0.1);
}

.cta-image-section .cta-image-side { min-height: 300px; }

.cta-image-section .cta-image-side img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.cta-image-section .cta-content-side {
  background: var(--navy);
  padding: 3rem;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.cta-image-section .cta-content-side h2 { color: #fff; margin-bottom: 1rem; }

.cta-image-section .cta-content-side p {
  color: rgba(255,255,255,0.75);
  margin-bottom: 1.5rem;
  line-height: 1.7;
}

/* Featured Image */
.featured-image {
  margin: -2rem auto 2rem;
  max-width: 900px;
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 8px 32px rgba(0,0,0,0.12);
}

.featured-image img {
  width: 100%;
  height: 400px;
  object-fit: cover;
  display: block;
}

/* Contact Image */
.contact-hero-image {
  margin-bottom: 2rem;
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 4px 20px rgba(0,0,0,0.1);
}

.contact-hero-image img {
  width: 100%;
  height: 200px;
  object-fit: cover;
  display: block;
}

/* ============ RESPONSIVE ============ */
@media (max-width: 1024px) {
  .hero-content { grid-template-columns: 1fr; gap: 2.5rem; }
  .hero-stats { grid-template-columns: repeat(4, 1fr); }
  .services-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: repeat(2, 1fr); }
  .service-detail { grid-template-columns: 1fr; }
  .service-detail.reverse { direction: ltr; }
  .team-grid-avenue { grid-template-columns: repeat(2, 1fr); }
  .feature-cards { grid-template-columns: repeat(2, 1fr); }
  .feature-card:nth-child(3) { grid-column: span 2; max-width: 500px; margin: 0 auto; }
  .mega-columns { flex-direction: column; gap: 1.5rem; }
}

@media (max-width: 768px) {
  /* Nav mobile */
  .nav-ctas { display: none; }
  
  .mega-menu-inner {
    width: 100%;
    padding: 4rem 2rem 2rem;
  }
  
  .mega-columns {
    grid-template-columns: 1fr;
    gap: 1.5rem;
  }
  
  /* Hero mobile */
  .hero-fullscreen {
    height: auto !important;
    min-height: auto !important;
    padding: 6rem 1.5rem 0 !important;
    display: flex !important;
    flex-direction: column !important;
    position: relative !important;
  }
  
  .hero-fullscreen-content {
    padding: 0 0 2rem !important;
    position: relative !important;
    z-index: 2 !important;
    text-align: center !important;
  }
  
  .hero-fullscreen-content h1 {
    font-size: 1.8rem !important;
    line-height: 1.2 !important;
  }
  
  .hero-fullscreen-content .hero-accent {
    font-size: 1.4rem !important;
  }
  
  .hero-fullscreen-content .hero-text {
    font-size: 0.95rem !important;
    padding: 0 !important;
  }
  
  .hero-fullscreen-content .hero-buttons {
    flex-direction: column !important;
    gap: 0.75rem !important;
    width: 100% !important;
  }
  .hero-fullscreen-content .hero-buttons .btn {
    width: 100% !important;
    text-align: center !important;
  }
  
  .hero-stats-bar {
    position: relative !important;
    bottom: auto !important;
    left: auto !important;
    right: auto !important;
    grid-template-columns: 1fr 1fr !important;
    width: 100% !important;
    max-width: 100% !important;
    z-index: 2 !important;
  }
  
  .hero-stats-bar .hero-stat {
    padding: 0.75rem 0.5rem !important;
  }
  
  .hero-stat-number { font-size: 1.1rem !important; }
  .hero-stat-label { font-size: 0.65rem !important; }
  
  .scroll-indicator { bottom: 20px; }
  
  .hero-buttons {
    flex-direction: column;
    align-items: center;
  }
  
  .hero-buttons .btn {
    width: 100%;
    max-width: 300px;
    justify-content: center;
  }
  
  /* Sections */
  .section { padding: 4rem 0; }
  .section-diagonal {
    clip-path: polygon(0 2vw, 100% 0, 100% calc(100% - 2vw), 0 100%);
    padding-top: calc(4rem + 2vw);
    padding-bottom: calc(4rem + 2vw);
  }
  
  .services-grid { grid-template-columns: 1fr; }
  .trust-grid { grid-template-columns: repeat(2, 1fr); }
  .contact-grid { grid-template-columns: 1fr; }
  .resources-grid { grid-template-columns: 1fr; }
  .team-grid { grid-template-columns: 1fr; }
  .team-grid-avenue { grid-template-columns: 1fr; }
  
  .team-card-photo { height: 280px; }
  
  .values-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  .feature-cards { grid-template-columns: 1fr; }
  .feature-card,
  .feature-card:nth-child(2),
  .feature-card:nth-child(3) {
    transform: none;
    max-width: 100%;
    grid-column: auto;
  }
  
  .cta-banner { padding: 2.5rem 1.5rem; }
  .page-hero { padding: 8rem 0 3rem; }
  
  .image-text-row {
    grid-template-columns: 1fr;
    gap: 1.5rem;
  }
  .image-text-row.reverse .image-text-image,
  .image-text-row.reverse .image-text-content {
    order: unset;
  }
  .image-text-image img { height: 250px; }
  .inline-photo { height: 200px; }
  .cta-image-section { grid-template-columns: 1fr; }
  .cta-image-section .cta-image-side { min-height: 200px; }
  .featured-image img { height: 250px; }
  .video-container { border-radius: 8px; }
  .story-image-wrapper img { height: 200px; }
  
  .timeline-item:nth-child(odd),
  .timeline-item:nth-child(even) {
    padding-left: 2.5rem;
    padding-right: 0;
    text-align: left;
  }
  .timeline::before { left: 10px; }
  .timeline-dot { left: 10px; }
  
  .team-photo-img { width: 140px; height: 140px; }
  
  .footer-licenses { gap: 0.75rem; }
}

@media (max-width: 480px) {
  .hero-fullscreen-content h1 { font-size: 1.85rem; }
  .hero-fullscreen-content .hero-accent { font-size: 1.5rem; }
  .hero-stats-bar { grid-template-columns: 1fr 1fr; }
  .hero-stat { padding: 1rem; }
  .hero-stat-number { font-size: 1.25rem; }
  .trust-grid { grid-template-columns: 1fr; }
}

/* ============ AVENUE5 INNER PAGE REDESIGN ============ */

/* Full-Viewport Page Hero */
.page-hero-fullvh {
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding: 10rem 2rem 6rem;
  position: relative;
  overflow: hidden;
}

.page-hero-fullvh .hero-video {
  position: absolute;
  top: 50%;
  left: 50%;
  min-width: 100%;
  min-height: 100%;
  width: auto;
  height: auto;
  transform: translate(-50%, -50%);
  object-fit: cover;
  z-index: 0;
}

.page-hero-fullvh .hero-overlay {
  position: absolute;
  inset: 0;
  background: rgba(10, 18, 30, 0.55);
  z-index: 1;
}

.page-hero-fullvh > div {
  position: relative;
  z-index: 2;
}

.page-hero-fullvh h1 {
  font-size: clamp(2.5rem, 5.5vw, 4.5rem);
}

.page-hero-fullvh p {
  font-size: 1.2rem;
  max-width: 650px;
  margin: 0 auto;
}

/* Gold accent spans in headings */
.accent {
  color: var(--gold);
}

.section-navy .accent {
  color: var(--gold);
}

/* Diagonal Dividers */
.diagonal-divider {
  height: 5vw;
  min-height: 40px;
  max-height: 80px;
  position: relative;
  z-index: 1;
  margin-top: -1px;
  margin-bottom: -1px;
}

.diagonal-divider-gray {
  background: var(--white);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 0 0);
}

.diagonal-divider-gray + .section-alt {
  padding-top: 4rem;
}

.diagonal-divider-white {
  background: var(--gray-50);
  clip-path: polygon(0 0, 100% 0, 100% 0, 0 100%);
}

.diagonal-divider-white + .section {
  padding-top: 4rem;
}

.diagonal-divider-alt {
  background: var(--white);
  clip-path: polygon(0 0, 100% 0, 100% 100%, 0 0);
}

/* Editorial Two-Column Layout */
.editorial-two-col {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 4rem;
  align-items: center;
  max-width: 1100px;
  margin: 0 auto;
}

.editorial-text .overline {
  display: block;
  color: var(--gold);
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  margin-bottom: 0.75rem;
}

.editorial-text h2 {
  font-size: clamp(1.8rem, 3.5vw, 2.8rem);
  margin-bottom: 1.5rem;
}

.editorial-lead {
  font-size: 1.15rem;
  line-height: 1.85;
  color: var(--text);
  margin-bottom: 1.25rem;
}

.editorial-text p {
  color: var(--text-light);
  line-height: 1.8;
  font-size: 1.05rem;
}

.editorial-image img {
  width: 100%;
  height: 450px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  box-shadow: 0 12px 40px rgba(0,0,0,0.15);
}

/* ============ VALUES GRID — Avenue5 ============ */
.values-grid-avenue {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
}

.value-card-avenue {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 2.25rem 1.75rem;
  border: 1px solid var(--gray-200);
  text-align: center;
  transition: all 0.4s ease;
  position: relative;
  overflow: hidden;
}

.value-card-avenue::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--gold);
  transform: scaleX(0);
  transition: transform var(--transition);
}

.value-card-avenue:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: var(--gold);
}

.value-card-avenue:hover::before {
  transform: scaleX(1);
}

.value-icon {
  width: 56px;
  height: 56px;
  border-radius: var(--radius);
  background: var(--gold-subtle);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1.25rem;
  font-size: 1.5rem;
}

.value-card-avenue h3 {
  font-size: 1.1rem;
  margin-bottom: 0.75rem;
}

.value-card-avenue p {
  color: var(--text-light);
  font-size: 0.92rem;
  line-height: 1.65;
  margin-bottom: 0;
}

/* ============ TIMELINE — Avenue5 ============ */
.timeline-avenue {
  position: relative;
  padding-left: 0;
  max-width: 700px;
  margin: 0 auto;
}

.timeline-avenue::before {
  display: none;
}

.timeline-avenue-step {
  display: flex;
  gap: 2rem;
  align-items: flex-start;
  margin-bottom: 3rem;
  position: relative;
}

.timeline-avenue-step:last-child {
  margin-bottom: 0;
}

.timeline-avenue-number {
  flex-shrink: 0;
  width: 90px;
  height: 90px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--gold);
  font-family: var(--font-heading);
  font-size: 2.2rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  z-index: 1;
  box-shadow: 0 4px 15px rgba(26, 43, 60, 0.3);
}

.timeline-avenue-content {
  padding-top: 0.75rem;
}

.timeline-avenue-content .step-label {
  display: inline-block;
  background: var(--gold-subtle);
  color: var(--gold-dark);
  font-size: 0.8rem;
  font-weight: 700;
  padding: 0.15rem 0.6rem;
  border-radius: 4px;
  margin-bottom: 0.4rem;
  letter-spacing: 0.03em;
}

.timeline-avenue-content h4 {
  font-size: 1.2rem;
  margin-bottom: 0.5rem;
}

.timeline-avenue-content p {
  color: var(--text-light);
  font-size: 0.98rem;
  line-height: 1.7;
  margin-bottom: 0;
}

/* ============ INVESTMENT CARDS GRID ============ */
.investment-cards-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 2rem;
}

.investment-card {
  position: relative;
  border-radius: var(--radius-lg);
  overflow: hidden;
  height: 380px;
  display: block;
  text-decoration: none;
  color: inherit;
  cursor: pointer;
  transition: transform 0.4s ease, box-shadow 0.4s ease;
}

.investment-card:hover {
  transform: translateY(-8px);
  box-shadow: 0 20px 50px rgba(0,0,0,0.25);
  color: inherit;
}

.investment-card-bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  transition: transform 0.5s ease;
}

.investment-card:hover .investment-card-bg {
  transform: scale(1.08);
}

.investment-card-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(15, 26, 38, 1) 0%, rgba(15, 26, 38, 0.98) 35%, rgba(15, 26, 38, 0.5) 45%, rgba(15, 26, 38, 0.05) 55%, rgba(15, 26, 38, 0) 60%);
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  padding: 1rem 2rem 1rem;
}

.investment-card-overlay .overline {
  display: block;
  color: var(--gold);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  margin-bottom: 0.5rem;
}

.investment-card-overlay h3 {
  color: var(--white);
  font-size: 1.5rem;
  margin-bottom: 0.75rem;
}

.investment-card-overlay p {
  color: rgba(255,255,255,0.7);
  font-size: 0.95rem;
  line-height: 1.6;
  margin-bottom: 1rem;
}

.investment-card-link {
  color: var(--gold-dark);
  font-weight: 500;
  font-size: 0.95rem;
  text-decoration: none;
  border-bottom: 1px solid var(--gold-dark);
  padding-bottom: 3px;
  letter-spacing: 0.3px;
  transition: opacity 0.3s ease, border-color 0.3s ease;
  display: inline-block;
  margin-left: auto;
}

.investment-card-overlay .investment-card-link {
  align-self: flex-end;
}

.investment-card-link::after {
  content: ' \2192';
}

.investment-card:hover .investment-card-link {
  opacity: 0.85;
  border-bottom-color: rgba(201, 169, 78, 0.5);
}

/* ============ CONTACT — Avenue5 ============ */
.contact-grid-avenue {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 3rem;
  align-items: start;
}

.contact-form-avenue {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 3rem;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--gray-200);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
}

.contact-sidebar {
  position: sticky;
  top: 100px;
}

.contact-info-card {
  background: var(--gray-50);
  border-radius: var(--radius-lg);
  padding: 2rem;
  border: 1px solid var(--gray-200);
  margin-bottom: 1.5rem;
}

/* ============ OVERLINE IN CONTENT ============ */
.image-text-content .overline,
.service-detail-content .overline {
  display: block;
  color: var(--gold);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  margin-bottom: 0.5rem;
}

/* ============ RESPONSIVE — INNER PAGES ============ */
@media (max-width: 1024px) {
  .editorial-two-col {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
  .values-grid-avenue {
    grid-template-columns: repeat(2, 1fr);
  }
  .contact-grid-avenue {
    grid-template-columns: 1fr;
  }
  .contact-sidebar {
    position: static;
  }
}

@media (max-width: 768px) {
  .page-hero-fullvh {
    min-height: 70vh;
    padding: 8rem 1.5rem 4rem;
  }
  .page-hero-fullvh h1 {
    font-size: 2rem;
  }
  .page-hero-fullvh p {
    font-size: 1rem;
  }
  .diagonal-divider {
    height: 3vw;
    min-height: 20px;
  }
  .editorial-two-col {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
  .editorial-image img {
    height: 280px;
  }
  .values-grid-avenue {
    grid-template-columns: 1fr;
  }
  .timeline-avenue::before {
    left: 25px;
  }
  .timeline-avenue-number {
    width: 50px;
    height: 50px;
    font-size: 1.15rem;
  }
  .timeline-avenue-step {
    gap: 1.25rem;
    margin-bottom: 2rem;
  }
  .investment-cards-grid {
    grid-template-columns: 1fr;
  }
  .investment-card {
    height: 320px;
  }
  .form-row {
    grid-template-columns: 1fr;
  }
  .contact-form-avenue {
    padding: 2rem 1.5rem;
  }
}

@media (max-width: 480px) {
  .page-hero-fullvh {
    min-height: 60vh;
    padding: 7rem 1rem 3rem;
  }
  .page-hero-fullvh h1 {
    font-size: 1.75rem;
  }
  .investment-card {
    height: 280px;
  }
  .investment-card-overlay {
    padding: 1.5rem;
  }
  .investment-card-overlay h3 {
    font-size: 1.25rem;
  }
}

/* ===== FIX: Gold-subtle background text contrast (global) ===== */
.cta-banner[style*="gold-subtle"],
.cta-banner[style*="f8f3e3"],
div[style*="gold-subtle"],
div[style*="f8f3e3"] {
  color: var(--navy) !important;
}
.cta-banner[style*="gold-subtle"] h3,
.cta-banner[style*="gold-subtle"] p,
.cta-banner[style*="f8f3e3"] h3,
.cta-banner[style*="f8f3e3"] p,
div[style*="gold-subtle"] h3,
div[style*="gold-subtle"] p,
div[style*="f8f3e3"] h3,
div[style*="f8f3e3"] p {
  color: var(--navy) !important;
}
.cta-banner[style*="gold-subtle"] p[style*="italic"],
div[style*="gold-subtle"] p[style*="italic"] {
  color: var(--text-light) !important;
}

/* ===== FIX: Scenario/example boxes with gold-subtle bg ===== */
.cta-banner[style*="border-left"] {
  color: var(--navy) !important;
}
.cta-banner[style*="border-left"] h3 {
  color: var(--navy) !important;
}
.cta-banner[style*="border-left"] p {
  color: var(--text) !important;
}
.cta-banner[style*="border-left"] p[style*="italic"] {
  color: var(--text-light) !important;
}

/* ============================================================
   COMPREHENSIVE MOBILE RESPONSIVENESS — Grace Capital
   Single authoritative block. Overrides all earlier queries.
   ============================================================ */
html, body {
  overflow-x: hidden !important;
  max-width: 100vw;
}

/* ---------- TABLET (≤768px) ---------- */
@media (max-width: 768px) {

  /* --- NAVIGATION --- */
  .desktop-only,
  ul.nav-ctas,
  .nav-ctas {
    display: none !important;
    visibility: hidden !important;
    height: 0 !important;
    overflow: hidden !important;
  }
  .nav-right {
    display: flex !important;
    align-items: center !important;
  }
  .mega-toggle {
    display: flex !important;
  }
  .site-header .nav-container {
    padding: 0 1rem !important;
  }

  /* --- MEGA MENU (full-screen mobile overlay) --- */
  .mega-menu {
    width: 100% !important;
    height: 100vh !important;
    top: 0 !important;
    left: 0 !important;
    right: 0 !important;
    position: fixed !important;
    overflow-y: auto !important;
    -webkit-overflow-scrolling: touch;
    padding: 0 !important;
  }
  .mega-menu-inner {
    width: min(300px, 85vw) !important;
    max-width: 300px !important;
    padding: 4rem 1.5rem 2rem !important;
  }
  .mega-columns {
    flex-direction: column !important;
    gap: 1.5rem !important;
  }
  .mega-col {
    padding: 0 !important;
  }
  .mega-close {
    top: 1rem !important;
    right: 1rem !important;
    font-size: 2rem !important;
  }

  /* --- HOMEPAGE HERO (fullscreen variant) --- */
  .hero-fullscreen {
    height: auto !important;
    min-height: auto !important;
    padding: 6rem 0 0 !important;
  }
  .hero-fullscreen-content {
    padding: 0 1.5rem 2rem !important;
  }
  .hero-fullscreen-content h1 {
    font-size: clamp(1.6rem, 6vw, 2.5rem) !important;
    line-height: 1.2 !important;
  }
  .hero-fullscreen-content .hero-accent {
    font-size: clamp(1.3rem, 5vw, 2rem) !important;
  }
  .hero-fullscreen-content .hero-text {
    font-size: 0.95rem !important;
    padding: 0 0.5rem !important;
  }
  .hero-badge {
    font-size: 0.8rem !important;
    margin-left: 0 !important;
    left: auto !important;
  }

  /* --- HERO STATS BAR --- */
  .hero-stats-bar,
  .hero-stats {
    display: grid !important;
    grid-template-columns: 1fr 1fr !important;
    gap: 0.75rem !important;
    width: 100% !important;
    max-width: 100% !important;
    padding: 1rem !important;
    position: relative !important;
    bottom: auto !important;
    left: auto !important;
    right: auto !important;
    transform: none !important;
    margin-top: 1.5rem !important;
  }
  .hero-stats-bar .hero-stat,
  .hero-stat {
    min-width: 0 !important;
    padding: 0.75rem !important;
  }
  .hero-stat-number {
    font-size: 1rem !important;
  }
  .hero-stat-label {
    font-size: 0.7rem !important;
  }

  /* --- HERO BUTTONS --- */
  .hero-buttons {
    flex-direction: column !important;
    align-items: center !important;
    gap: 0.75rem !important;
    width: 100% !important;
    padding: 0 1rem !important;
  }
  .hero-buttons .btn {
    width: 100% !important;
    max-width: 320px !important;
    text-align: center !important;
    justify-content: center !important;
  }

  /* --- HERO VIDEO --- */
  .hero-video, .hero video {
    min-height: 100% !important;
    object-fit: cover !important;
  }

  /* --- SCROLL INDICATOR --- */
  .scroll-indicator {
    bottom: 15px;
  }

  /* --- GENERIC HERO (.hero class) --- */
  .hero {
    padding: 6rem 1.5rem 3rem !important;
    text-align: center !important;
    min-height: auto !important;
  }
  .hero-content {
    display: flex !important;
    flex-direction: column !important;
    align-items: center !important;
    padding: 0 1rem !important;
    max-width: 100% !important;
  }
  .hero-left, .hero-right {
    width: 100% !important;
    max-width: 100% !important;
    text-align: center !important;
  }

  /* --- PAGE HEROES (inner pages) --- */
  .page-hero {
    padding: 6rem 1.5rem 3rem !important;
    min-height: auto !important;
  }
  .page-hero h1 {
    font-size: clamp(1.5rem, 5vw, 2.5rem) !important;
  }
  .page-hero p {
    font-size: 0.95rem !important;
    padding: 0 0.5rem !important;
  }

  /* --- FULLVH PAGE HERO (inner pages with video) --- */
  .page-hero-fullvh {
    min-height: 65vh !important;
    padding: 7rem 1.5rem 3rem !important;
  }
  .page-hero-fullvh h1 {
    font-size: clamp(1.6rem, 5vw, 2.25rem) !important;
  }
  .page-hero-fullvh p {
    font-size: 0.95rem !important;
  }

  /* --- TYPOGRAPHY --- */
  h1 {
    font-size: clamp(1.5rem, 5vw, 2.5rem) !important;
  }
  h2 {
    font-size: clamp(1.25rem, 4vw, 2rem) !important;
  }
  h3 {
    font-size: clamp(1.1rem, 3.5vw, 1.5rem) !important;
  }
  p, li, td, th, blockquote, .editorial-lead, .editorial-text p {
    overflow-wrap: break-word !important;
    word-wrap: break-word !important;
  }

  /* --- SECTIONS & CONTAINERS --- */
  .section {
    padding: 3rem 0 !important;
  }
  .container {
    padding: 0 1.25rem !important;
    max-width: 100% !important;
    overflow-x: hidden !important;
  }

  /* --- ALL GRIDS → SINGLE COLUMN --- */
  .services-grid,
  .trust-grid,
  .investment-cards-grid,
  .team-grid,
  .team-grid-avenue,
  .values-grid,
  .values-grid-avenue,
  .footer-grid,
  .contact-grid,
  .contact-grid-avenue,
  .editorial-two-col,
  .intro-grid,
  .attractions-grid,
  .amenities-grid,
  .amenities-detail-grid,
  .resources-grid,
  .feature-cards {
    grid-template-columns: 1fr !important;
    gap: 1.5rem !important;
  }

  /* Image-text rows → stack */
  .image-text-row {
    grid-template-columns: 1fr !important;
    flex-direction: column !important;
    gap: 1.5rem !important;
  }
  .image-text-row.reverse .image-text-image,
  .image-text-row.reverse .image-text-content {
    order: unset !important;
  }
  .image-text-image img {
    height: 220px !important;
    width: 100% !important;
    object-fit: cover !important;
  }

  /* --- INVESTMENT CARDS --- */
  .investment-card {
    height: 260px !important;
    min-height: 200px !important;
  }
  .investment-card-overlay {
    padding: 1.5rem !important;
  }
  .investment-card-overlay h3 {
    font-size: 1.25rem !important;
  }
  .investment-card-overlay p {
    font-size: 0.9rem !important;
  }

  /* --- SERVICE CARDS --- */
  .service-card {
    width: 100% !important;
    padding: 1.5rem !important;
  }
  .service-detail {
    grid-template-columns: 1fr !important;
  }
  .service-detail.reverse {
    direction: ltr !important;
  }

  /* --- TEAM CARDS --- */
  .team-card {
    width: 100% !important;
    padding: 1.5rem !important;
  }
  .team-card-photo {
    height: 250px !important;
    width: 100% !important;
  }
  .team-photo-img {
    width: 120px !important;
    height: 120px !important;
  }

  /* --- FEATURE CARDS --- */
  .feature-card,
  .feature-card:nth-child(2),
  .feature-card:nth-child(3) {
    transform: none !important;
    max-width: 100% !important;
    grid-column: auto !important;
  }

  /* --- CONTACT PAGE --- */
  .contact-form-avenue {
    padding: 1.5rem 1.25rem !important;
  }
  .form-row {
    grid-template-columns: 1fr !important;
  }
  .contact-sidebar {
    position: static !important;
  }

  /* --- EDITORIAL --- */
  .editorial-image img {
    height: 240px !important;
  }

  /* --- TIMELINE (original) --- */
  .timeline::before {
    left: 10px !important;
  }
  .timeline-dot {
    left: 10px !important;
  }
  .timeline-item:nth-child(odd),
  .timeline-item:nth-child(even) {
    padding-left: 2.5rem !important;
    padding-right: 0 !important;
    text-align: left !important;
  }

  /* --- TIMELINE (Avenue5 variant) --- */
  .timeline-avenue::before {
    left: 22px !important;
  }
  .timeline-avenue-number {
    width: 45px !important;
    height: 45px !important;
    font-size: 1rem !important;
    flex-shrink: 0 !important;
  }
  .timeline-avenue-step {
    gap: 1rem !important;
    margin-bottom: 2rem !important;
  }
  .timeline-avenue-content h4 {
    font-size: 1.05rem !important;
  }

  /* --- CTA SECTIONS --- */
  .cta-banner {
    padding: 2rem 1.25rem !important;
  }
  .cta-image-section {
    grid-template-columns: 1fr !important;
  }
  .cta-image-section .cta-image-side {
    min-height: 180px !important;
  }

  /* --- MEDIA ITEMS --- */
  .inline-photo {
    height: 180px !important;
  }
  .featured-image img {
    height: 220px !important;
  }
  .video-container {
    border-radius: 8px !important;
  }
  .story-image-wrapper img {
    height: 180px !important;
  }

  /* --- DIAGONAL DIVIDERS — flatten to prevent overflow --- */
  .section-diagonal {
    clip-path: none !important;
    padding-top: 3rem !important;
    padding-bottom: 3rem !important;
  }
  .section-diagonal::before,
  .section-angled-top::before {
    clip-path: none !important;
  }
  .diagonal-divider {
    height: 2vw !important;
    min-height: 12px !important;
    max-height: 30px !important;
  }

  /* --- FOOTER --- */
  .footer-licenses {
    gap: 0.75rem !important;
  }

  /* --- SCENARIO/EXAMPLE BOXES (gold-subtle bg) --- */
  .cta-banner[style*="border-left"] h3,
  .cta-banner[style*="border-left"] p {
    text-align: left !important;
    color: var(--navy) !important;
  }
}

/* ---------- SMALL PHONES (≤480px) ---------- */
@media (max-width: 480px) {

  /* Tighter hero text */
  .hero-fullscreen-content h1,
  .hero h1, .hero-content h1 {
    font-size: 1.5rem !important;
  }
  .hero-fullscreen-content .hero-accent,
  .hero h2, .hero-content h2 {
    font-size: 1.25rem !important;
  }

  /* Page heroes */
  .page-hero-fullvh {
    min-height: 55vh !important;
    padding: 6rem 1rem 2.5rem !important;
  }
  .page-hero-fullvh h1 {
    font-size: 1.5rem !important;
  }
  .page-hero {
    padding: 5.5rem 1rem 2.5rem !important;
  }

  /* Stats stay 2-col but tighter */
  .hero-stats-bar,
  .hero-stats {
    grid-template-columns: 1fr 1fr !important;
    gap: 0.5rem !important;
    padding: 0.75rem !important;
  }
  .hero-stat {
    padding: 0.5rem !important;
  }
  .hero-stat-number {
    font-size: 0.9rem !important;
  }

  /* Trust grid single on tiny screens */
  .trust-grid {
    grid-template-columns: 1fr !important;
  }

  /* Smaller investment cards */
  .investment-card {
    height: 230px !important;
  }
  .investment-card-overlay {
    padding: 1.25rem !important;
  }
  .investment-card-overlay h3 {
    font-size: 1.1rem !important;
  }

  /* Tighter containers */
  .container {
    padding: 0 1rem !important;
  }

  /* Sections */
  .section {
    padding: 2.5rem 0 !important;
  }

  /* CTA */
  .cta-banner {
    padding: 1.75rem 1rem !important;
  }

  /* Team photos */
  .team-card-photo {
    height: 200px !important;
  }
  .team-photo-img {
    width: 100px !important;
    height: 100px !important;
  }

  /* Timeline numbers */
  .timeline-avenue-number {
    width: 38px !important;
    height: 38px !important;
    font-size: 0.9rem !important;
  }
}

/* Team photos — circular, mobile responsive */
@media (max-width: 768px) {
  .team-card-photo {
    width: 160px !important;
    height: 160px !important;
  }
  .team-grid-avenue {
    grid-template-columns: 1fr !important;
    gap: 2rem !important;
  }
}

/* Ken Burns animations for cinematic background sections */
@keyframes kenBurns1 {
  0% { transform: scale(1) translate(0, 0); }
  100% { transform: scale(1.15) translate(-3%, -2%); }
}
@keyframes kenBurns2 {
  0% { transform: scale(1) translate(0, 0); }
  100% { transform: scale(1.12) translate(2%, -1.5%); }
}

/* ============================================
   Service Directory — Wealth Management
   ============================================ */

.service-list {
  display: flex;
  flex-direction: column;
  gap: 0;
}

.service-item {
  display: flex;
  align-items: center;
  gap: 1.5rem;
  padding: 1.5rem 1.75rem;
  border-bottom: 1px solid var(--gray-200);
  cursor: pointer;
  transition: background 0.25s ease, transform 0.2s ease;
  border-radius: 0;
}

.service-item:first-child {
  border-top: 1px solid var(--gray-200);
}

.service-item:hover {
  background: var(--gold-subtle);
}

.service-item:hover .service-arrow {
  transform: translateX(4px);
}

.service-item:hover .service-item-number {
  color: var(--gold);
}

.service-item-number {
  font-family: var(--font-heading);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--gray-300);
  min-width: 40px;
  transition: color 0.25s ease;
  line-height: 1;
}

.service-item-body {
  flex: 1;
  min-width: 0;
}

.service-item-title {
  font-family: var(--font-heading);
  font-size: 1.2rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 0.25rem;
  line-height: 1.3;
}

.service-item-desc {
  font-size: 0.95rem;
  color: var(--text-light);
  line-height: 1.5;
  margin: 0;
}

.service-item-link {
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--gold-dark);
  white-space: nowrap;
  letter-spacing: 0.03em;
  text-transform: uppercase;
  display: flex;
  align-items: center;
  gap: 0.35rem;
  border-bottom: 1px solid var(--gold-dark);
  padding-bottom: 2px;
  transition: opacity 0.3s ease, border-color 0.3s ease;
}

.service-item:hover .service-item-link {
  opacity: 0.85;
  border-bottom-color: rgba(201, 169, 78, 0.5);
}

.service-arrow {
  display: inline-block;
  transition: transform 0.25s ease;
}

/* ============================================
   Independent Advantage — Clean Grid
   ============================================ */

.advantage-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2.5rem;
  margin-top: 2.5rem;
}

.advantage-item {
  text-align: center;
  padding: 2rem 1.5rem;
}

.advantage-icon {
  color: var(--gold);
  margin-bottom: 1.25rem;
  display: flex;
  justify-content: center;
}

.advantage-item h3 {
  font-family: var(--font-heading);
  font-size: 1.15rem;
  color: var(--navy);
  margin-bottom: 0.75rem;
}

.advantage-item p {
  font-size: 0.95rem;
  color: var(--text-light);
  line-height: 1.65;
}

/* ============================================
   Service Modal Overlay
   ============================================ */

.service-modal {
  position: fixed;
  inset: 0;
  z-index: 10000;
  display: flex;
  justify-content: flex-end;
  pointer-events: none;
  visibility: hidden;
}

.service-modal.open {
  pointer-events: auto;
  visibility: visible;
}

.modal-backdrop {
  position: absolute;
  inset: 0;
  background: rgba(26, 43, 60, 0.65);
  opacity: 0;
  transition: opacity 0.4s ease;
}

.service-modal.open .modal-backdrop {
  opacity: 1;
}

.modal-panel {
  position: relative;
  width: 100%;
  max-width: 680px;
  height: 100%;
  background: var(--white);
  overflow-y: auto;
  transform: translateX(100%);
  transition: transform 0.4s cubic-bezier(0.4, 0, 0.2, 1);
  box-shadow: -8px 0 30px rgba(0, 0, 0, 0.15);
  z-index: 1;
}

.service-modal.open .modal-panel {
  transform: translateX(0);
}

.modal-close {
  position: sticky;
  top: 0;
  float: right;
  margin: 1.25rem 1.25rem 0 0;
  width: 44px;
  height: 44px;
  border: none;
  background: var(--gray-100);
  border-radius: 50%;
  font-size: 1.5rem;
  color: var(--navy);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background 0.2s ease, color 0.2s ease;
  z-index: 2;
  line-height: 1;
}

.modal-close:hover {
  background: var(--navy);
  color: var(--white);
}

.modal-content {
  padding: 2rem 3rem 3rem;
}

.modal-content .modal-overline {
  display: inline-block;
  font-size: 0.75rem;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--gold-dark);
  margin-bottom: 0.75rem;
}

.modal-content h2 {
  font-family: var(--font-heading);
  font-size: 1.85rem;
  color: var(--navy);
  margin-bottom: 1.5rem;
  line-height: 1.2;
}

.modal-content p {
  font-size: 1rem;
  line-height: 1.75;
  color: var(--text);
  margin-bottom: 1.25rem;
}

.modal-content h3 {
  font-family: var(--font-heading);
  font-size: 1.15rem;
  color: var(--navy);
  margin: 2rem 0 1rem;
}

.modal-content ul {
  list-style: none;
  padding: 0;
  margin: 0 0 2rem;
}

.modal-content ul li {
  position: relative;
  padding-left: 1.5rem;
  margin-bottom: 0.65rem;
  font-size: 0.95rem;
  line-height: 1.6;
  color: var(--text);
}

.modal-content ul li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0.55rem;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--gold);
}

.modal-content .modal-divider {
  border: none;
  border-top: 1px solid var(--gray-200);
  margin: 2rem 0;
}

.modal-content .modal-cta {
  display: inline-block;
  padding: 0.85rem 2rem;
  background: var(--gold);
  color: var(--navy-dark);
  font-weight: 700;
  font-size: 0.9rem;
  text-decoration: none;
  border-radius: var(--radius);
  letter-spacing: 0.03em;
  transition: background 0.2s ease, transform 0.15s ease;
  text-transform: uppercase;
}

.modal-content .modal-cta:hover {
  background: var(--gold-light);
  transform: translateY(-1px);
}

/* ============================================
   Service Modal & Directory — Responsive
   ============================================ */

@media (max-width: 768px) {
  .service-item {
    flex-wrap: wrap;
    gap: 0.75rem;
    padding: 1.25rem 1rem;
  }

  .service-item-number {
    font-size: 1.25rem;
    min-width: 32px;
  }

  .service-item-link {
    width: 100%;
    padding-left: calc(32px + 0.75rem);
    margin-top: -0.25rem;
  }

  .service-item-desc {
    font-size: 0.9rem;
  }

  .advantage-grid {
    grid-template-columns: 1fr;
    gap: 1.5rem;
  }

  .modal-panel {
    max-width: 100%;
  }

  .modal-content {
    padding: 1.5rem 1.5rem 2rem;
  }

  .modal-content h2 {
    font-size: 1.5rem;
  }
}

/* Service list on dark/navy backgrounds */
.service-list-dark .service-item {
  border-color: rgba(255,255,255,0.1);
}

.service-list-dark .service-item:hover {
  background: rgba(255,255,255,0.05);
}

.service-list-dark .service-item-number {
  color: rgba(255,255,255,0.2);
}

.service-list-dark .service-item:hover .service-item-number {
  color: var(--gold);
}

.service-list-dark .service-item-info h3,
.service-list-dark .service-item-title {
  color: var(--white);
}

.service-list-dark .service-item-info p,
.service-list-dark .service-item-desc {
  color: rgba(255,255,255,0.6);
}

.service-list-dark .service-item-link {
  color: var(--gold);
}

.service-list-dark .service-item-link:hover {
  color: var(--gold-light);
}

/* Floating Schedule Button — mobile adjustments */
@media (max-width: 768px) {
  .schedule-float {
    bottom: 16px !important;
    right: 16px !important;
    font-size: 13px !important;
    padding: 10px 16px !important;
  }
}

/* Print styles */
@media print {
  .schedule-float,
  .newsletter-bar,
  .site-header,
  .mega-menu { display: none !important; }
}

/* Gold lead labels in dark navy list sections (Risk Factors, Wash Sale, etc.) */
.section-navy ul li > strong:first-child,
.section-navy ol li > strong:first-child {
  color: var(--gold);
}

/* ============ CALCULATOR / TOOL PAGE ENHANCEMENTS ============ */

/* Form card polish — subtle top gold accent bar */
.page-hero-tools ~ .section .fade-up[style*="background:#fff"] {
  border-top: 3px solid var(--gold);
}

/* Better select styling */
.form-group select {
  appearance: none;
  -webkit-appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='7' viewBox='0 0 12 7'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%231a2b3c' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
  padding-right: 36px;
  cursor: pointer;
}

/* Animated focus glow on inputs */
.form-group input:focus,
.form-group select:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(212, 175, 55, 0.15), 0 2px 8px rgba(212, 175, 55, 0.08);
}

/* Custom range slider (IDC page and global) */
input[type="range"] {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 8px;
  background: linear-gradient(to right, var(--gold) 0%, var(--gold) var(--range-progress, 50%), var(--gray-200) var(--range-progress, 50%), var(--gray-200) 100%);
  border-radius: 4px;
  outline: none;
  cursor: pointer;
  margin: 8px 0;
}
input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--gold);
  border: 3px solid #fff;
  box-shadow: 0 2px 6px rgba(0,0,0,0.2), 0 0 0 1px rgba(212,175,55,0.3);
  cursor: pointer;
  transition: transform 0.15s ease, box-shadow 0.15s ease;
}
input[type="range"]::-webkit-slider-thumb:hover {
  transform: scale(1.15);
  box-shadow: 0 2px 8px rgba(0,0,0,0.25), 0 0 0 4px rgba(212,175,55,0.15);
}
input[type="range"]::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--gold);
  border: 3px solid #fff;
  box-shadow: 0 2px 6px rgba(0,0,0,0.2), 0 0 0 1px rgba(212,175,55,0.3);
  cursor: pointer;
}
input[type="range"]::-moz-range-track {
  height: 8px;
  border-radius: 4px;
  background: var(--gray-200);
}

/* Navy angled strip action buttons — CSS hover (replaces inline JS) */
.calc-action-btn {
  padding: 0.85rem 2rem;
  border-radius: 8px;
  font-weight: 600;
  font-size: 0.95rem;
  cursor: pointer;
  font-family: 'Inter', sans-serif;
  transition: all 0.3s ease;
  min-width: 200px;
  flex: 1;
  text-align: center;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
}
.calc-action-btn-primary {
  border: 2px solid var(--gold);
  background: transparent;
  color: var(--gold);
}
.calc-action-btn-primary:hover {
  background: var(--gold);
  color: var(--navy-dark);
}
.calc-action-btn-secondary {
  border: 2px solid rgba(255,255,255,0.3);
  background: transparent;
  color: rgba(255,255,255,0.85);
}
.calc-action-btn-secondary:hover {
  border-color: var(--gold);
  color: var(--gold);
}

/* Quiz option button — enhanced hover state */
.quiz-opt {
  position: relative;
  overflow: hidden;
}
.quiz-opt::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0;
  bottom: 0;
  width: 3px;
  background: var(--gold);
  transform: scaleY(0);
  transition: transform 0.2s ease;
}
.quiz-opt:hover::before {
  transform: scaleY(1);
}

/* Result grid cells — subtle hover lift */
[style*="background:rgba(255,255,255,0.05)"] {
  transition: transform 0.2s ease, background 0.2s ease;
}

/* Disclaimer box — standardized */
.disclaimer-box-inline {
  background: var(--gold-subtle);
  border: 1px solid rgba(212, 175, 55, 0.3);
  border-radius: 8px;
  padding: 1.25rem 1.5rem;
  margin: 2rem 0;
  font-size: 0.85rem;
  color: var(--gray-600);
  line-height: 1.65;
}
.disclaimer-box-inline strong { color: var(--navy); }

/* Floating schedule button */
.schedule-float {
  position: fixed;
  bottom: 24px;
  right: 24px;
  z-index: 999;
  background: var(--gold);
  color: var(--navy);
  font-family: 'Inter', sans-serif;
  font-size: 14px;
  font-weight: 600;
  padding: 12px 20px;
  border-radius: 50px;
  text-decoration: none;
  box-shadow: 0 4px 20px rgba(0,0,0,0.2);
  transition: all 0.3s ease;
  display: flex;
  align-items: center;
  gap: 8px;
}
.schedule-float:hover {
  background: var(--navy);
  color: #fff;
}

/* Direct indexing infographic — mobile responsive */
@media (max-width: 768px) {
  /* Stack ETF vs Direct Index comparison vertically */
  [style*="grid-template-columns:1fr 60px 1fr"] {
    display: flex !important;
    flex-direction: column;
    gap: 1rem;
  }
  /* Rotate arrow on mobile */
  [style*="grid-template-columns:1fr 60px 1fr"] > div:nth-child(2) svg {
    transform: rotate(90deg);
  }
  /* Stack harvest mechanism steps */
  [style*="grid-template-columns:1fr 40px 1fr 40px 1fr"] {
    display: flex !important;
    flex-direction: column;
    gap: 1rem;
  }
  [style*="grid-template-columns:1fr 40px 1fr 40px 1fr"] > div:nth-child(even) svg {
    transform: rotate(90deg);
  }
  /* Stack dual objective goals */
  [style*="grid-template-columns:1fr 1fr"] {
    grid-template-columns: 1fr !important;
  }
}